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h4{letter-spacing:.14em;text-transform:uppercase;color:var(--body);margin-bottom:.5rem;font-size:.72rem;font-weight:700}.step p{color:var(--muted);font-size:.8rem;font-weight:300;line-height:1.65}#metrics{border-top:1px solid var(--border-g);border-bottom:1px solid var(--border-g);background:var(--navy2);padding:0}.metrics-inner{border-left:1px solid var(--border-d);grid-template-columns:repeat(4,1fr);display:grid}.metric{border-right:1px solid var(--border-d);text-align:left;transition:background var(--dur) var(--ease);padding:4.5rem 3rem;position:relative}.metric:after{content:"";background:linear-gradient(90deg, var(--gold), transparent);opacity:0;height:2px;transition:opacity var(--dur) var(--ease);position:absolute;top:0;left:0;right:0}.metric:hover{background:var(--navy3)}.metric:hover:after{opacity:1}.metric-value{color:var(--gold2);letter-spacing:-.01em;margin-bottom:.5rem;font-family:Cormorant 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var(--border-g));flex:1;min-width:40px;height:1px;display:block}.process-statement-rule:last-child{background:linear-gradient(270deg, transparent, var(--border-g))}.process-statement-text{color:var(--gold2);text-align:center;white-space:nowrap;letter-spacing:.02em;flex-shrink:0;font-family:Cormorant Garamond,serif;font-size:clamp(1rem,1.6vw,1.25rem);font-style:italic;font-weight:400}@media (width<=720px){.process-intro{margin:2rem 0 3rem;padding-left:1.2rem}.process-statement{gap:1.2rem;margin-top:3rem}.process-statement-text{white-space:normal;font-size:1rem}}@media (width<=480px){.process-statement-rule{min-width:20px}}.scenarios-note{letter-spacing:.06em;color:var(--faint);border:1px solid var(--border-d);border-left:2px solid var(--border-g);max-width:680px;margin-bottom:3rem;padding:.9rem 1.2rem;font-size:.72rem;font-style:italic;font-weight:400;line-height:1.7}@media (width>=600px){#scenarios .case-row-label{width:120px}}.faq-intro{color:var(--muted);max-width:560px;margin-bottom:3.5rem;font-size:.9rem;font-weight:300;line-height:1.85}.faq-list{border-top:1px solid var(--border-d);max-width:780px}.faq-item{border-bottom:1px solid var(--border-d)}.faq-q{text-align:left;width:100%;color:var(--body);letter-spacing:.01em;cursor:pointer;transition:color var(--dur) var(--ease);background:0 0;border:none;justify-content:space-between;align-items:center;gap:2rem;padding:1.5rem 0;font-family:Montserrat,sans-serif;font-size:.9rem;font-weight:500;line-height:1.55;display:flex}.faq-q:hover{color:var(--white)}.faq-q[aria-expanded=true]{color:var(--gold2)}.faq-icon{flex-shrink:0;width:16px;height:16px;position:relative}.faq-icon:before,.faq-icon:after{content:"";background:var(--gold);transition:opacity var(--dur) var(--ease), transform var(--dur) var(--ease);position:absolute}.faq-icon:before{width:16px;height:1px;top:50%;left:0;transform:translateY(-50%)}.faq-icon:after{opacity:1;width:1px;height:16px;top:0;left:50%;transform:translate(-50%)}.faq-q[aria-expanded=true] .faq-icon:after{opacity:0;transform:translate(-50%)rotate(90deg)}.faq-a{max-height:0;transition:max-height .5s var(--ease);overflow:hidden}.faq-a.open{max-height:400px}.faq-a p{color:var(--muted);max-width:680px;padding-bottom:1.6rem;font-size:.88rem;font-weight:300;line-height:1.85}@media (width<=600px){.faq-q{gap:1.2rem;padding:1.3rem 0;font-size:.84rem}.faq-a p{font-size:.84rem}}.hwl-tan{letter-spacing:.32em;color:var(--gold2);text-indent:.32em;font-family:Cormorant Garamond,serif;font-size:clamp(48px,9vw,68px);font-weight:500;line-height:1}.hwl-rule{background:linear-gradient(90deg, transparent, var(--border-g) 30%, var(--border-g) 70%, transparent);width:100%;height:1px;margin:16px 0}.hwl-sub{letter-spacing:.44em;text-indent:.44em;color:var(--muted);text-transform:uppercase;font-family:Montserrat,sans-serif;font-size:clamp(9px,1vw,11px);font-weight:300}.hero-logo{display:none}.tan-modal-overlay{z-index:9500;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);overscroll-behavior:contain;overscroll-behavior-y:contain;animation:fadeIn var(--dur) var(--ease-out) both;background:#060c14d1;justify-content:center;align-items:flex-start;padding:4vh 1.2rem;display:flex;position:fixed;inset:0;overflow:hidden}.tan-modal-open{overscroll-behavior:none;overflow:hidden}@keyframes tanModalIn{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}.tan-modal{overscroll-behavior:contain;touch-action:pan-y;-webkit-overflow-scrolling:touch;background:linear-gradient(180deg, var(--navy2), var(--navy));border:1px solid var(--border-g);width:100%;max-width:720px;max-height:calc(100dvh - 8vh);animation:tanModalIn var(--dur-slow) var(--ease-out) both;margin:auto;position:relative;overflow-y:auto;box-shadow:0 40px 90px #0000008c}.tan-modal-body{padding:3rem clamp(1.4rem,4vw,3.2rem) clamp(2rem,4vw,3rem)}.tan-modal-title{margin:.7rem 0 1.1rem}.tan-modal-sub{color:var(--muted);max-width:560px;margin:0 0 2.4rem;font-size:.9rem;font-weight:300;line-height:1.9}.tan-modal-close{border:1px solid var(--border-s);width:42px;height:42px;color:var(--gold2);cursor:pointer;transition:border-color var(--dur) var(--ease), background var(--dur) var(--ease), color var(--dur) var(--ease);background:0 0;justify-content:center;align-items:center;font-size:1.5rem;line-height:1;display:flex;position:absolute;top:.9rem;right:.9rem}.tan-modal-close:hover{border-color:var(--gold);color:var(--gold3);background:#b8902a14}.tan-form{flex-direction:column;gap:1.5rem;display:flex}.tan-field-row{grid-template-columns:1fr 1fr;gap:1.5rem;display:grid}.tan-field{flex-direction:column;gap:.55rem;display:flex}.tan-label{letter-spacing:.24em;text-transform:uppercase;color:var(--muted);font-family:Montserrat,sans-serif;font-size:.6rem;font-weight:500}.tan-label span{color:var(--gold2)}.tan-input{width:100%;color:var(--white);border:1px solid var(--border-d);transition:border-color var(--dur) var(--ease), background var(--dur) var(--ease);appearance:none;background:#0b162399;border-radius:0;padding:.95rem 1rem;font-family:Montserrat,sans-serif;font-size:.9rem;font-weight:300}.tan-input::placeholder{color:var(--faint)}.tan-input:focus{border-color:var(--gold);background:#152233bf;outline:none}.tan-textarea{resize:vertical;min-height:150px;line-height:1.8}.tan-select-wrap{position:relative}.tan-select-wrap:after{content:"";border-right:1px solid var(--gold2);border-bottom:1px solid var(--gold2);pointer-events:none;width:7px;height:7px;margin-top:-5px;position:absolute;top:50%;right:1.1rem;transform:rotate(45deg)}.tan-select{cursor:pointer;padding-right:2.6rem}.tan-select option{background:var(--navy2);color:var(--white)}.tan-invalid{border-color:#b8902a8c}.tan-error{letter-spacing:.04em;color:var(--gold3);margin:0;font-family:Montserrat,sans-serif;font-size:.72rem;font-weight:300}.tan-error-block{border-left:1px solid var(--border-g);padding:.7rem 0 .7rem 1rem;line-height:1.8}.tan-error-block a{color:var(--gold2);border-bottom:1px solid var(--border-g);text-decoration:none}.tan-privacy{color:var(--faint);margin:0;font-size:.7rem;font-weight:300;line-height:1.8}.tan-submit{cursor:pointer;border:none;align-self:flex-start;font-family:Montserrat,sans-serif}.tan-submit:disabled{opacity:.6;cursor:default;transform:none}.tan-thanks{text-align:center;padding-top:4rem}.tan-thanks .gold-mark{margin:0 auto}.tan-thanks .tan-modal-sub{margin:0 auto 2.4rem}.tan-thanks .tan-submit{align-self:center}@media (width<=640px){.tan-modal-overlay{padding:0}.tan-modal{border-left:none;border-right:none;max-width:none;max-height:100dvh}.tan-modal-body{padding:4.2rem 1.3rem 2.6rem}.tan-field-row{grid-template-columns:1fr}.tan-submit{text-align:center;width:100%}}